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Free Tool · Altura Data

Fund economics calculator —
2/20, carry & the waterfall

Model management fees, carried interest, GP catch-up, and exactly how proceeds split between LPs and GP at exit.

Model your fund

$
510 yrs12
1%2%3%
10%20%30%
0%8%10%
1.0x3.0x6.0x

MOIC = total exit proceeds ÷ fund size, before fees and carry. Used for illustration — not a return forecast.

Total GP economics over fund life
$8.9M
management fees + carried interest
Total management fees$5.0M
GP carry$3.9M
Total LP proceeds$66.1M
LP net multiple2.64x
Exit waterfall — where the money goes
Return of capital (LP)
Preferred return (LP)
GP catch-up
Remaining profit split — LP
Remaining profit split — GP carry
Waterfall stepAmount
Total exit proceeds (gross)$75.0M
Return of capital to LPs$25.0M
Preferred return to LPs$23.9M
GP catch-up$6.0M
Remaining profit — LP share$16.1M
Remaining profit — GP carry$4.0M
Total to LPs$65.0M
Total carry to GP$10.0M
This is a simplified European (whole-fund) waterfall with a 100% GP catch-up — the most common structure explained in fund documents. It assumes a single exit event at the end of the fund term for illustration. Actual fund waterfalls vary by LPA terms, fee step-downs, GP co-invest, and deal-by-deal (American) structures. Not financial or legal advice.

What is a 2 and 20 fee structure?

2 and 20 refers to the standard VC and PE fee structure: a 2% annual management fee on committed capital, plus 20% carried interest (carry) on profits above the return of capital and preferred return. Management fees cover fund operating costs — salaries, legal, admin, travel. Carry is the GP's incentive compensation, only earned if the fund is profitable.

What is a GP catch-up?

A GP catch-up is a waterfall provision that lets the general partner receive 100% of distributions — after the preferred return is paid to LPs — until the GP's cumulative share of total profits reaches the agreed carry percentage. After the catch-up completes, remaining profits split according to the carry ratio, commonly 80% LP / 20% GP.

European vs. American waterfall

A European (whole-fund) waterfall returns all committed capital and the preferred return to LPs before the GP receives any carry, calculated across the entire fund. An American (deal-by-deal) waterfall calculates carry on each individual deal as it exits, letting the GP earn carry earlier — but with clawback risk if later deals underperform. European waterfalls are more LP-friendly and are the default at most institutional funds; American structures are more common in smaller or newer funds negotiating GP-friendly terms.

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Frequently asked questions

What is a 2 and 20 fee structure?

2 and 20 refers to the standard VC and PE fee structure: a 2% annual management fee on committed capital, plus 20% carried interest on profits above the return of capital and preferred return. Management fees cover fund operating costs; carry is the GP's incentive compensation, only earned if the fund is profitable.

What is a GP catch-up?

A GP catch-up is a waterfall provision that lets the general partner receive 100% of distributions — after the preferred return is paid to LPs — until the GP's cumulative share of profits reaches the agreed carry percentage, typically 20%. After the catch-up, remaining profits split according to the carry split, commonly 80% LP / 20% GP.

European vs American waterfall — what's the difference?

A European (whole-fund) waterfall returns all committed capital and preferred return to LPs before the GP receives any carry, calculated across the entire fund. An American (deal-by-deal) waterfall calculates carry on each individual deal as it exits, letting the GP earn carry earlier but with clawback risk if later deals underperform. European waterfalls are more LP-friendly and common in institutional funds.

What hurdle rate do most VC funds use?

Most VC and PE funds use a hurdle rate (preferred return) of 6–8% annually, compounded over the holding period. This is the minimum return LPs receive before the GP participates in profit-sharing via carry. Some early-stage VC funds waive the hurdle entirely given the higher target returns of venture investing.